McClure Insurance covers all of your Commercial Auto Insurance needs in West Springfield, Wilbraham, Chicopee and throughout Western MA.
Commercial auto insurance covers a variety of risks inherent to the operations of companies that use vehicles in the course of business. If your business owns any vehicle, whether kept on site for temporary use or provided to employees as a company car or other extended use, it is wise to have:
Property insurance to cover collision and non-collision damage
Uninsured motorist and underinsured motorist insurance in case your vehicle is damaged by someone with too little or no insurance
Coverage for theft, vandalism, deer strikes, flood damage, accidents and more
Even if your business does not own the vehicles that are being used for business purposes, there is still a significant liability risk. For instance, does your company require employees to run errands or travel locally to meetings and events using their own car or a rental? Many businesses do and it means they can be held responsible for costs associated with an accident caused by an employee, including injuries and property damage.
At McClure Insurance, we offer nearly 90 years of experience in business insurance to your company. We will gladly help you evaluate your commercial auto use and analyze your risks and needs. Your McClure agent will also identify policies that not only meet liability mandates, but that also provide extended limits of liability coverage and commercial umbrella insurance where needed.
McClure Insurance provides commercial auto insurance to small, mid-sized and large corporations across a variety of industries including:
Waste Management and Recycling
Taxicabs, Limo and Livery
Rental Cars, Vans, and Trucks
Almost all companies have some business auto risk. Do you know yours? For a free analysis and quote, please call McClure Insurance at (800) 982-0929.
Mamy specjalistów ubezpieczeniowych biznesu, którzy mówią po polsku. Zadzwoń (413) 592-0914 pomocy.
Risk Management Tip #982
Improve Fleet Safety With Regular Vehicle Maintenance
If you run a business that requires putting drivers out on the road, you most likely have a variety of safety practices in place. But could you be doing more? When it comes to vehicle maintenance, skipping recommended maintenance may save in the short term, but will definitely cost you in the long-term. Key maintenance areas that most impact fleet safety are: underinflated tires, low levels of oil, worn brakes, and loose bolts. If you are not doing regular maintenance on your vehicles, your long-term liability goes up and safety goes down. Your bottom line also suffers, because vehicle downtime from accidents and breakdowns is a lot longer than it is from sticking to a routine maintenance schedule. At McClure Insurance, we know that you want to keep your vehicles on the road and running smoothly. As your Risk Management advisors, our agents will not only evaluate your commercial fleet safety practices, but also help you find the most up-to-date ways to lower accident risk and keep your fleet on a scheduled maintenance plan.