McClure offers comprehensive coverage for your Auto Insurance needs in West Springfield, Wilbraham, Chicopee and throughout Western MA.
To cover you while you are on the road, McClure Insurance agents go beyond just providing you with auto insurance options in Springfield MA and the surrounding communities. We use our in-depth knowledge of the area to consider factors that many other insurance companies may not, such as the potential for deer strikes or falling tree limbs. And while all companies are required to build you an auto insurance policy that meets state minimums, at McClure Insurance, our team takes the extra time and care to make recommendations for additional coverages, such as accident forgiveness, insurance for trailers and rental cars, and other special automotive needs, that may be appropriate for your individual situation.
We enjoy going above and beyond to meet our clients’ auto insurance needs, plus deliver solutions at rates they can afford. Discounts may include multi-policy discounts, breaks for good students, disappearing deductibles and other considerations for safe drivers.
McClure Insurance has been serving drivers in Springfield MA and the surrounding communities within the Pioneer Valley for over 90 years, and we would be privileged to serve you, too. To get your no-obligation free quote, or to schedule a meeting with one of our insurance professionals, call us today at (800) 982-0929.
McClure Insurance can protect more than your car, with insurance offerings that include:
Motorcycles and Scooters
You may qualify for discounts and additional coverage including:
Bundling Auto & Home with the same insurance carrier
Multi car individual/spouse
Automatic bill pay/pay in full
Energy-saving hybrids or electrics
Advanced driver training
New auto replacement cost
A student away at school
Good student discount
Low mileage discount
There are a lot of pros about adding the “Accident Forgiveness” endorsement to your car insurance policy, including that your first at-fault car accident could be ignored and your premium will not go up. Sign me up, right?! Well, just because something sounds simple doesn’t mean it always is. That’s why, as your local independent insurance agent, McClure Insurance will not only take the time to see if you qualify for this endorsement, but also ensure that you fully understand how it works – along with any other additional coverage options that you choose to add to your car insurance policy.
There are two essential components of Accident Forgiveness that we would like you to be aware of before you decide if this endorsement is right for you:
Loyalty To Your Insurer Pays Off: Let’s say you were the at-fault driver in a car crash. If you have Accident Forgiveness, you will keep the insurance surcharge off your policy, but only if you stay with the same insurance carrier. If you decide to move your car insurance to a different carrier, your new insurer will see your at-fault accident and quote your new policy accordingly, and all those points you thought you avoided will come right back.
This Is A One And Done Option: Another critical thing to know about Accident Forgiveness is that you can only use this option once. That means if you “cash in” on this endorsement after an at-fault accident, and then you, or anyone else on your policy, were to be the cause of another crash, the coverage cannot be used again. You have to wait until your driving record is clean to be eligible for Accident Forgiveness again.
Now that you know more of the facts about Accident Forgiveness, we’d love to help you determine if this endorsement is a good fit for you. Please call us at (800) 982-0929 and a McClure Insurance agent will gladly answer any additional questions you may have about this coverage option and explore any other discounts that may be available to you.
McClure Insurance is here for you for the long-term.